In a large bowl, whisk together the cold milk and sweetened condensed milk. This can be thick, so take your time and get it smooth with no lumps. Sprinkle in the vanilla pudding mix while whisking constantly. Keep whisking until it’s silky. Pop it in the fridge for about 5 minutes to set.

In a medium bowl, combine 2 cups cold heavy cream, 2 tbsp sugar, and 2 tsp vanilla extract. Whip using an electric mixer until soft stiff peaks form. Don’t overdo it-we want it fluffy and silky.

Once the pudding is set, give it a quick whisk. Then, fold in the whipped cream gently until it’s fully combined. This mixture will be soft and luscious.

Peel and cut about 5 bananas into 1/2-inch coins. Make sure they’re ripe (yellow with light spots), but not mushy. In your trifle dish (or any glass bowl), layer:A bed of vanilla wafersA quarter of the pudding mixtureA layer of banana slicesRepeat the layers (cookies, pudding, bananas) until full-usually 3 to 4 layers.

Cover and refrigerate for at least 3 hours. This lets all the flavors mingle and the pudding set up beautifully.

In a clean bowl, whip together 1 cup heavy cream, 1 tbsp sugar, and 1 tsp vanilla until soft peaks form. Spread this over the top of the chilled pudding. Crumble some extra vanilla wafers on top for that classic look and extra texture.